First published by Money Metals here: https://www.moneymetals.com/news/2017/04/05/pre-1965-silver-double-play-001040

The case for owning low-premium bullion products, and avoiding high-premium numismatic products, is straightforward. Specialty coins that carry hefty collectible premiums above melt value put buyers an immediate disadvantage. If they have to turn around and sell, they might get back only a small fraction of the premium they paid.